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Frequently Asked Questions

Here are the answers to the some of the most common questions we receive. If your question is still unanswered, please do not hesitate to contact us.

How are you able to obtain these great numbers to lease and finance a car?
We at Tier One pride ourselves to negotiating with the dealers directly to save you the hassle of doing the negotiations by yourself. It’s a lot easier when you have the numbers to negotiate with. We have a very close relationship with out dealers to give you these great low prices.

What are the conditions of your vehicle?
All of our cars are brand new and direct from the dealerships that we work with. They are covered bumper to bumper with the manufacturers warranty and all other factory benefits.

Can I service the car directly with manufacturer’s dealerships?You can schedule and arrange for service at manufacturer’s dealerships.

Where is the location to pick up the car?
We can deliver the car to you if you are within the 5 boroughs in New York City or you can arrange to have the car picked up from our office. Delivery is also available for the tri-state area as well with the possibility of a small fee.

What bank will I be using to finance or lease my vehicle?
All lease and finances are subject to manufacturer’s preferred banking divisions.

What are your prices based on?
All prices are subject to tier one or above credit. Pricing is subject to changes if you do not meet tier one or above credit ratings.

Why do I have to pay at signing when all your lease deals are $0 down?People get the misconception that $0 down means no money out of pocket. The $0 down only applies to payment towards a cap cost reduction towards the vehicle. The money that you are paying which is the upfront cost which do not apply to the cost of the vehicle such as the bank fee, dmv fees, and applicable taxes and documentation cost.

Can I purchase my vehicle at the end of my lease?
You will have the option to purchase your vehicle at the end of the lease.

How long does it take to get into my new car?
We can have you into your new vehicle the same day or the next depending on the approval process and the inventory of the dealers. If we need to order you a new vehicle it might take longer.

What is a one-pay lease?
Normally our dealers will give us a better deal on a vehicle if we pay everything upfront and in one payment. This is what a one-pay lease.

What separates you from other automobile leasing and finance companies?If we tell you that we save you hundreds and thousands compared to other leasing companies we would be lying. This is a very competitive market but one thing we do pride ourselves with is our exceptional service.

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